User-written IELTS example

Writing Academic Task 2 Band 7.0 Example

Original task prompt, user essay, band score, and related examples in the same report workspace.

284 words AcademicTask 2

Task 2

Illustrative target band for this original model answer.

Plan your answer

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Ideas to explore

Budgeting lessons can teach students to prioritise essential spending and plan for future goals.
Classroom simulations can give students a low-risk opportunity to practise making financial choices.
A common school course can provide a basic foundation for students whose families have different levels of financial knowledge.

Suggested structure

Introduce the issue in your own words and state clearly whether you agree or disagree.
Develop the first reason: explain how budgeting skills help students and give a practical example.
Develop a second reason, such as understanding borrowing or making saving decisions.
Address a possible objection, such as a crowded curriculum, and explain why the subject remains worthwhile.
Conclude by restating your position and summarising the main benefits.

Useful vocabulary & examples

manage a budget: plan and control how available money is spent
Students can learn to manage a budget by planning monthly expenses.
essential purchases: items or services that are necessary rather than optional
A budget helps students distinguish essential purchases from things they simply want.
set aside money: save some money for a particular purpose
Young people can set aside money for a future goal.
take on debt: borrow money that must later be repaid
Students should understand the costs before they take on debt.

Task Prompt

Financial education should be included as a mandatory subject in schools to prepare students for managing money effectively. To what extent do you agree or disagree?

User Essay Analysis

Review the public answer with report-style highlights.

Band 7.0

They say that schools should include the financial course for the students program to improve the money management skill. I fully agree with this issue and in this essay I will describe why financial education is very important. First, money is the principal element of a human’s life and the basis of an individual’s wealth. For this reason, children should learn how to make sensible financial decisions before they become independent. If they understand the value of budgeting, they can distinguish between essential purchases and things they simply want. This skill can help them avoid spending all their income as soon as they receive it.

Schools are an appropriate place to teach these ideas because every student will eventually need to manage money, regardless of their future career. A practical course could cover making a simple budget, comparing prices, saving for a goal and understanding how borrowing works. For example, students could be asked to plan monthly spending with a limited amount of money. This would allow them to practise making choices in a safe setting before facing real financial responsibilities.

In addition, financial education may help young people recognise the risks of debt and make better decisions about using credit. Parents can teach these lessons, but not all families have the same knowledge or feel comfortable discussing money. Providing a basic course at school would therefore give students a more equal opportunity to develop these skills.

Some people may argue that schools already have too many subjects. However, financial knowledge is useful throughout adult life, so it deserves a place in the curriculum. In conclusion, I fully support making financial education compulsory because it can prepare students to budget, save and borrow responsibly.

Targeted Improvement Tips

Replace the first two sentences with a direct paraphrase of the prompt and your position; this will remove the unclear wording in “the financial course for the students program.”

Develop each body paragraph with a clear claim, an explanation of how it helps students, and a practical example, such as planning spending for a limited monthly budget.

Before submitting, check noun phrases and collocations in the introduction, especially “money management skill” and “agree with this issue”; use precise plural forms where you discuss skills generally.

AI Feedback

Overall Band

7.0

Good

Words

284

Type

Task 2

Criteria Breakdown

Task Response

7.0 Band

The position is explicit in “I fully agree,” and the response supports it with relevant reasons: budgeting, practising choices in a safe setting, and recognising debt risks. The example of planning monthly spending makes the proposal tangible. The argument could be more fully developed by explaining a likely long-term consequence of these skills or by specifying how schools could make the course practical, but the response addresses the question throughout.

Coherence & Cohesion

6.5 Band

The essay follows a clear progression from personal budgeting to the role of schools, equal access, and a conclusion. Transitions such as “In addition” and “In conclusion” help readers follow the argument. However, the opening sentence, “They say that schools should include the financial course for the students program,” is difficult to parse and weakens the introduction. Make the opening more direct, then keep each body paragraph centred on one reason.

Lexical Resource

6.5 Band

The response uses relevant topic vocabulary, including “budgeting,” “essential purchases,” “borrowing,” and “credit,” and generally chooses words that suit a formal essay. Some combinations in the preserved opening are unnatural, particularly “the financial course for the students program” and “money management skill.” Refine collocations by using phrases such as “financial education course” and “money-management skills,” and prefer precise wording over broad claims like “money is the principal element.”

Grammatical Range & Accuracy

6.0 Band

Most of the developed argument uses controlled sentence structures, including the conditional “If they understand the value of budgeting, they can distinguish…” and a clear contrast introduced by “However.” The preserved opening contains noticeable grammatical and phrasing problems: “for the students program” has an unclear structure, while “agree with this issue” does not express the intended relationship naturally. Check article use and noun phrases, and revise each sentence to make its subject and purpose clear.

Topic Band Distribution

Band 9.03 examples

Band 8.03 examples

Band 7.03 examples

Band 6.03 examples

Band 5.03 examples

Band 4.03 examples

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