User-written IELTS example
Writing Academic Task 2 Band 6.0 Example
Original task prompt, user essay, band score, and related examples in the same report workspace.
Illustrative target band for this original model answer.
Plan your answer
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Ideas to explore
- Budgeting lessons can teach students to prioritise essential spending and plan for future goals.
- Classroom simulations can give students a low-risk opportunity to practise making financial choices.
- A common school course can provide a basic foundation for students whose families have different levels of financial knowledge.
Suggested structure
- Introduce the issue in your own words and state clearly whether you agree or disagree.
- Develop the first reason: explain how budgeting skills help students and give a practical example.
- Develop a second reason, such as understanding borrowing or making saving decisions.
- Address a possible objection, such as a crowded curriculum, and explain why the subject remains worthwhile.
- Conclude by restating your position and summarising the main benefits.
Useful vocabulary & examples
- manage a budget
- plan and control how available money is spent
Students can learn to manage a budget by planning monthly expenses.
- essential purchases
- items or services that are necessary rather than optional
A budget helps students distinguish essential purchases from things they simply want.
- set aside money
- save some money for a particular purpose
Young people can set aside money for a future goal.
- take on debt
- borrow money that must later be repaid
Students should understand the costs before they take on debt.
Task Prompt
User Essay Analysis
Review the public answer with report-style highlights.
As a matter of fact, being educated in financial terms seems to be utterly beneficial for everyone. Therefore, I am inclined to agree that studying finances at school as an obligatory subject can be a sensible idea. Yet, there exist a number of counterarguments in this regard, which also have to be allowed for. To begin with, pupils need practical examples and appropriately trained teachers.
One useful aim is to help students understand a budget. A simple classroom exercise can compare a fictional allowance with transport, food and optional purchases, showing why a plan needs room for unexpected costs. The lesson does not require pupils to disclose their family's finances. Using fictional examples allows everyone to practise decisions while recognising that households have different resources and responsibilities.
Another aim is to develop careful comparison. Students can learn to look beyond an advertised monthly payment and ask about the total cost, conditions and ongoing commitments. They can also distinguish a useful financial record from an unsupported promise. These are transferable habits rather than instructions to buy a particular product or follow a single plan suitable for everyone.
Making this learning compulsory can provide a common foundation. If it is entirely optional, some pupils may leave school without encountering concepts that ordinary adult decisions require. Families can offer valuable guidance, but the time and knowledge available differ. A school subject can complement that guidance without assuming that every parent is able to provide the same instruction.
There are implementation challenges. The curriculum is already crowded, and teachers need suitable materials and preparation. Lessons should remain impartial and relevant, with realistic examples instead of slogans about becoming wealthy. Some content can connect with mathematics or citizenship, but it needs a clear place and learning objectives so that it is not repeatedly postponed. Assessment should check understanding, not reward students whose families have more money.
In conclusion, a compulsory foundation is worthwhile because budgeting and careful comparison are broadly useful skills. The subject should be practical and fair, while acknowledging that knowledge does not remove every constraint on a person's financial circumstances.
Targeted Improvement Tips
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