Task 2 · · 18 samples

Financial education should be included as a mandatory subject in schools to prepare students for managing money effectively. To what extent do you agree or disagree?

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Plan your answer

Try your own response before reading the samples.

Ideas to explore

  • Budgeting lessons can teach students to prioritise essential spending and plan for future goals.
  • Classroom simulations can give students a low-risk opportunity to practise making financial choices.
  • A common school course can provide a basic foundation for students whose families have different levels of financial knowledge.

Suggested structure

  1. Introduce the issue in your own words and state clearly whether you agree or disagree.
  2. Develop the first reason: explain how budgeting skills help students and give a practical example.
  3. Develop a second reason, such as understanding borrowing or making saving decisions.
  4. Address a possible objection, such as a crowded curriculum, and explain why the subject remains worthwhile.
  5. Conclude by restating your position and summarising the main benefits.
Useful vocabulary & examples
manage a budget
plan and control how available money is spent

Students can learn to manage a budget by planning monthly expenses.

essential purchases
items or services that are necessary rather than optional

A budget helps students distinguish essential purchases from things they simply want.

set aside money
save some money for a particular purpose

Young people can set aside money for a future goal.

take on debt
borrow money that must later be repaid

Students should understand the costs before they take on debt.

Sample answers

AI-completed learning example

340 words · Illustrative target band

In today’s world, managing finances is one of the most important skills that a person can possess. However, many people do not have adequate knowledge and skills to manage their finances effectively. It is believed by some individuals that financial education must be included as a compulsory element in the school curriculum. I firmly support that proposition. One useful aim is to help students understand a budget. A…

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AI-completed learning example

344 words · Illustrative target band

Finance, being an integral aspect of our lives, is considered an essential field. There is a proposition that financial education should be obligatory in schools to equip students with effective money management skills. I firmly support the idea that introducing financial education as a subject can enhance students’ understanding of budgeting and fiscal responsibility. However, the teaching needs suitable resources a…

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AI-completed learning example

306 words · Illustrative target band

In addressing the assertion that financial education should be compulsory in schools, I firmly agree with the idea that integrating financial education into the curriculum is essential. Equipping students with the knowledge and skills to manage money effectively is crucial for their future financial well-being and overall success in life. One of the primary reasons is that many young people begin making financial dec…

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