Task 2 · · 18 samples

Financial education should be included as a mandatory subject in schools to prepare students for managing money effectively. To what extent do you agree or disagree?

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Plan your answer

Try your own response before reading the samples.

Ideas to explore

  • Budgeting lessons can teach students to prioritise essential spending and plan for future goals.
  • Classroom simulations can give students a low-risk opportunity to practise making financial choices.
  • A common school course can provide a basic foundation for students whose families have different levels of financial knowledge.

Suggested structure

  1. Introduce the issue in your own words and state clearly whether you agree or disagree.
  2. Develop the first reason: explain how budgeting skills help students and give a practical example.
  3. Develop a second reason, such as understanding borrowing or making saving decisions.
  4. Address a possible objection, such as a crowded curriculum, and explain why the subject remains worthwhile.
  5. Conclude by restating your position and summarising the main benefits.
Useful vocabulary & examples
manage a budget
plan and control how available money is spent

Students can learn to manage a budget by planning monthly expenses.

essential purchases
items or services that are necessary rather than optional

A budget helps students distinguish essential purchases from things they simply want.

set aside money
save some money for a particular purpose

Young people can set aside money for a future goal.

take on debt
borrow money that must later be repaid

Students should understand the costs before they take on debt.

Sample answers

AI-completed learning example

353 words · Illustrative target band

Money has a potential to transform the personality of individuals. While theorical subjects, which are generally based on past events, can be useful up to some extent, money management has a ability to uplift an entire life of individuals. From my perspective, finance management should be focused primarily rather than teaching monotonous subjects which have little practical relevance to money decisions, although that…

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AI-completed learning example

337 words · Illustrative target band

It is argued that financial education needs to be standing as an obligatory subject in schools to make students understand to allocate their money productively. This essay will discuss why financial a mandatory subject should and should not. Financial subject, nowadays, play a vital role, which help students to manage their income correctly. In addition, students can learn basic things like how to make a budget and s…

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AI-completed learning example

344 words · Illustrative target band

The task of handling finances require in-depth understanding about its process and while it was not a subject being taught in schools in the previous era, heating debates have risen about the importance of imparting education on such level. In my opinion, I firmly sit on the edge where it is believed that financial education should have a clear place in the curriculum. One useful aim is to help students understand a…

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