Task 2 · · 18 samples

Financial education should be included as a mandatory subject in schools to prepare students for managing money effectively. To what extent do you agree or disagree?

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Plan your answer

Try your own response before reading the samples.

Ideas to explore

  • Budgeting lessons can teach students to prioritise essential spending and plan for future goals.
  • Classroom simulations can give students a low-risk opportunity to practise making financial choices.
  • A common school course can provide a basic foundation for students whose families have different levels of financial knowledge.

Suggested structure

  1. Introduce the issue in your own words and state clearly whether you agree or disagree.
  2. Develop the first reason: explain how budgeting skills help students and give a practical example.
  3. Develop a second reason, such as understanding borrowing or making saving decisions.
  4. Address a possible objection, such as a crowded curriculum, and explain why the subject remains worthwhile.
  5. Conclude by restating your position and summarising the main benefits.
Useful vocabulary & examples
manage a budget
plan and control how available money is spent

Students can learn to manage a budget by planning monthly expenses.

essential purchases
items or services that are necessary rather than optional

A budget helps students distinguish essential purchases from things they simply want.

set aside money
save some money for a particular purpose

Young people can set aside money for a future goal.

take on debt
borrow money that must later be repaid

Students should understand the costs before they take on debt.

Sample answers

AI-completed learning example

342 words · Illustrative target band

Effective money management plays an instrumental role in terms of circumventing monetary constraints, achieving and maintaining financial freedom, and effecting meaningful social contributions. For this reason, many educationalists advocate for the inclusion of financial education in school curricula as a compulsory subject to equip students with the necessary knowledge and skills to navigate the complexities of ever…

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AI-completed learning example

340 words · Illustrative target band

Financial literacy is increasingly recognized as a crucial aspect of education, particularly at the secondary school level. It is argued that the inclusion of financial education as a mandatory subject in schools is essential for equipping students with the necessary skills to effectively manage their finances. I wholeheartedly support this proposition and will elucidate the reasons for that support. One useful aim …

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AI-completed learning example

344 words · Illustrative target band

Financial literacy has become increasingly crucial in today’s society, impacting individuals’ overall quality of life. The inclusion of financial education as a mandatory subject in schools is deemed necessary to equip students with the essential skills for effective money management. I firmly support the notion that incorporating financial education into the school curriculum is paramount, with a practical and impar…

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